The EchoPay Visa® Prepaid Card is issued by Pathward, N.A., Member
FDIC, pursuant to a license from Visa U.S.A. Inc. Use your card everywhere Visa debit cards are
1Faster and easier access to funds is based on comparison
of traditional banking policies and deposit of paper checks versus deposits made electronically
and the additional methods available to access funds via a Card as opposed to a paper
2Standard data charges may apply.
3This optional offer is not a Pathward or Visa
product or service.
4While this specific feature is available for free, certain
other transaction fees and costs, terms, and conditions are associated with the use of this
Card. See the Cardholder Agreement for more details.
5Visa’s Zero Liability policy does not apply to certain
commercial card and anonymous prepaid card transactions or transactions not processed by Visa.
Cardholders must use care in protecting their card and notify their issuing financial
institution immediately of any unauthorized use. Contact your issuer for more detail.
Your Prepaid Card account and associated direct deposit account number
cannot be used for preauthorized direct debits from merchants or from utility or Internet
service providers. If presented for payment, these preauthorized direct debits will be declined
and your payment to the merchant or provider will not be processed. The bank routing number and
direct deposit account number are for the purpose of initiating direct deposits to your Prepaid
Card account only. You are not authorized to provide this bank routing number and direct deposit
account number to anyone other than your employer or payer. Direct deposit capability is subject
to payer’s support of this feature. Check with your payer to find out when the direct deposit of
funds will start. Funds availability is subject to timing of payer’s funding.
Important information for opening a Card account: To help the federal
government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act
requires all financial institutions and their third parties to obtain, verify, and record
information that identifies each person who opens a Card account. What this means for you: When
you open a Card account, we will ask for your name, address, date of birth, and other
information that will allow us to identify you. We may also ask to see your driver’s license or
other identifying documents.
Plus Alliance Surcharge-Free ATM Network. See Cardholder Agreement for
details upon successful activation and registration of the Card Account, funds on deposit at
Pathward, Member FDIC, are insured up to $250,000. Coverage limit is subject to aggregation of
all of Cardholder’s funds held on deposit at Pathward. To minimize losses, Visa’s Zero Liability
policies require Cardholder to notify Pathward promptly of any loss of the Card or compromise of
the Card Account. Other terms apply. For details, see the Cardholder Agreement.
All trademarks and brand names belong to their respective owners. Use
of these trademarks and brand names do not represent endorsement by or association with this
card program. All rights reserved.